Loan And Mortgage Information

Self to the limit of 4%

by admin on 01/09/08 at 2:24 am

Within this week the Italian Banking Association (ABI) will send to all banks in a circular containing new provisions and the model of self through which borrowers can attest that the conditions for access to facilities on variable loans provided by the decree anti-crisis (DL 185/2008, ratified by Law 2 / 2009), the roof of 4%.

The modules will soon be available in bank branches or directly downloaded from the website www.abi.it and are intended only for those borrowers not included in the lists sent on 11 March last year by the Revenue to individual banks (by mistake or because the loan was made between January 1 and October 31 2008). For all others, access the State is not automatic and requires no self.

The document, which technically is a statement act of recognition provided in accordance with the 28 December 2000, n. 445, 445, must include the identification (or co), the signs to clearly identify the loan contract and the characteristics that allow you to access the facilities of State: no fixed rate, date of conclusion or before 31 October 2008; purpose of the acquisition, construction or renovation of housing that does not belong to the main land categories A1, A8 and A9 (mansions, villas and castles).